Would Snap Merger With Twitter Solve Many Problems? [0.00]

Posted on Aug. 12, 2017, 12:35 p.m. by 24/7 Wall St. @ [source]

The two also-rans of social media are in deep trouble. A merger of the two could bring some level of benefit.

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How to Best Leave an IRA to Charity [0.16]

Posted on Aug. 12, 2017, 11 a.m. by Morningstar Articles @ [source]

Some of the charities are big and some are small churches or 501(c)(3)s. It would make sense to fund the charities' shares with the retirement benefit asset (the IRA) because the charities will pay no income tax on the IRA proceeds, whereas if the individuals' shares are funded with IRA assets their net inheritance will be reduced by income taxes. The client dies and then the charities find out, but the IRA provider won't simply issue the charities a check upon presentation of proper identification and Form W-9.

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GNC (NYSE:GNC) reported improved (though still mildly negative) results for the second quarter.

GNC’s cash flows are actually surprisingly straightforward, so it’s reasonably possible to make an assessment of each potential source of free cash flow and compile those figures to determine the likelihood of the company reaching the $250 million objective.

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When's the Right Time to Take RMDs? [0.08]

Posted on Aug. 10, 2017, 11 a.m. by Morningstar Articles @ [source]

If you're past age 70 1/2, those withdrawals have to start coming out of your tax-sheltered retirement accounts--traditional IRAs and 401(k)s, as well as Roth 401(k)s--in the year following the year in which you attain age 70 1/2. Just as IRA contributors would do well to make their contributions as early in the year as possible, the better to take advantage of tax-deferred compounding over their lifetimes, RMD-subject investors can enjoy extra tax-deferred compounding benefits by delaying their withdrawals.

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Social Security and Medicare are not financially viable over the long run.

The payroll tax in the United States has two parts - one that covers Social Security and another that helps fund Medicare.

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Investment Diversification [0.04]

Posted on Aug. 6, 2017, 3:17 a.m. by Arbor Asset Allocation Model Portfolio @ [source]

Unsystematic risk can be nearly eliminated through investment diversification. Unsystematic risk is specific to an individual investment or industry and is not correlated with the market.

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Reader Jon wants to know what I do believe and if I have any links.

The average 6th grader would immediately understand how absurd it is to pay people to dig ditches and other to fill the holes, but the average Keynesian believes such silliness.

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Or, Ironman at Political Calculations mangles Econ 101.

If you want to see Ironman mangle the use of economic statistics, see this post.

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Dalal Street is expecting a minimum of a quarter-percentage point rate cut by the Reserve Bank of India (RBI) on August 2. Both the indices closed at their lifetime high levels on Tuesday.A poll conducted by ET among 20 market participants showed 17 of them have voted for a 25 basis points cut in repo rate – the rate at which high-street lenders borrow short-term funds from the central bank – on Wednesday.

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In addition, this might be a preamble to a buyout of Groupon, that will probably happen at a substantial premium to today's price if it happens.

In addition, this might be a preamble to a buyout of GRPN, which might mean huge gains for today's GRPN shareholders.

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Switching jobs? Don't forget that 401(k) plan [0.31]

Posted on July 27, 2017, 2:01 p.m. by Investing @ [source]

An additional benefit is not being required to pay taxes when moving into an IRA since both 401(k) plans and IRAs are funded with pre-tax dollars, Bera said. Financial advisors suggest that getting a direct rollover could be ideal and to ask the human resources department at your new job for additional guidance and paper work for a seamless transition.

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Who will benefit from this turn of the tide?

Who Benefits From Shale Capex Cuts?

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Every year, professional-services giant PricewaterhouseCoopers conducts its Employee Financial Wellness survey to gauge how U.S. workers are doing with money.

Brokamp: So let's say someone listens to all this, loves everything they're hearing.

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Each summer, the Social Security Board of Trustees, a six-member panel who serve the federal government by offering a short-term and long-range forecast on the health of the Social Security program, release their annual report.

It's no secret to most Americans that Social Security isn't in the best of health.

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A quick look at PayPal's (NASDAQ:PYPL) historical performance gives us an idea of the underlying trends that support the company's growth. As is evident in the chart below, the division has shown more than healthy growth trends in the recent past, but looking at analysts' comments and questions during the recent earnings calls, it's clear that some market participants have doubts about Venmo's monetization strategy because they are concerned about competition from Zelle (a P2P service backed by banks and credit unions), and it's in part understandable because both platforms have their competitive advantages.

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Although the recently announced IDFC-Shriram Ram group merger is set to create a financial conglomerate, the street remains unsure about what benefits the proposed amalgamation structure will bring to Shriram Transport Finance (STFC), the vehicle finance NBFC which is sought to be kept under IDFC as a holding company. Not surprisingly, SHTF stock has lost nearly 12% since the merger announcement and nearly 6.5% after an analyst call held by two sessions prior.Unlike speculations that SHTF and Shriram City Union , the retail focused NBFC of the Chennai based group may get merged with IDFC bank, the managements announced keeping STFC as a separate entity under IDFC as a holding structure.An analyst call held by management last Friday could not douse the concerns on what his merger would bring for STFC shareholders even as the management said that the main rationale of the merger was that Shriram Group would become part of a larger bank franchisee increasing cross-selling opportunities while it may enjoy the benefit of lower cost of funds.

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Mississauga, Canada, July 18, 2017 – No Problem Movers (, a quality and trusted packing and moving company in the GTA, has partnered with Perkopolis, a Canadian discount company that has the country’s largest membership base.

Perkopolis works with companies all across Canada, providing the best in managed employee discounts and benefit programs.

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Social Security provides a huge portion of the retirement income that Americans rely on. Even if you're fortunate enough to earn $60,000 a year, which is slightly above the latest available median household income of about $54,000, you'll need Social Security to play its part in helping you make ends meet after you retire.

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The biggest financial challenge that retirees face is how to make their savings last the rest of their lives. By looking at all of these strategies in more detail, you can get a better sense of which is most likely to work for you and your financial situation.

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Image source: Getty Images.

Image source: Getty Images.

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